If you are like most people, chances are good that you have at least a few piles of paperwork lying around the house. From the stack of bills waiting to be paid, to bank statements, loan papers, and more—you are probably in a constant battle against the paperwork clutter monster.

Fortunately, there are ways to eliminate these piles of paper, and possibly save some serious money at the same time. Consider the following digital tips:

There are certain things you can count on happening every month, like paying utility bills. In many cases, these companies are probably mailing paper statements. Once you pay your bills, you probably put them all in a big box or pile someplace in your house. To get rid of this mountain of paper bills, consider switching to paperless statements. You’ll probably have to contact each company individually, but many offer the convenient option to do so on their websites.

Switching from traditional bill payments to online options is another terrific way to use the power of digital technology to reduce your clutter and save money. By setting up automatic payments, your bills will be automatically withdrawn from your checking account, which will save time, the cost of stamps, and any late fees. If you are a tad disorganized with your bill due dates and consistently pay a $10 late charge to the gas company, setting up an automatic payment will give you peace of mind—plus up to $120 more in your wallet at the end of the year.

As A Slob Comes Clean notes, you can also ask your bank to help set up various automatic payments to different companies. Many banks offer their own online bill payment programs which can help you take care of any bills that you wish to pay on your own. In order for automatic bill payments to work, you have to be sure that you have enough set aside in your checking account to cover everything; this way you’ll avoid costly overdraft fees. Fortunately, most companies will allow you to choose which date you want to pay your bill, so you can schedule them right around payday when your checking account is nice and full.

Believe it or not, your smartphone can actually replace your beloved wallet. Thanks to Mobile Wallet technology, you can digitize your credit card account information, checking account numbers, and even all of those loyalty cards from the various supermarkets. As LifeLock notes, Google Wallet lets people store this important info right on their Android phone and then pay for things through an NFC terminal at a store. Apple Passbook also features a digital wallet that holds a variety of personal data and account info. In order to keep this information safe and secure, make sure your smartphone stays password-protected. In addition, you might want to purchase a subscription to LifeLock; this way, if your mobile wallet falls into the wrong hands, you will be immediately alerted to any fraudulent activity.